5 Tips for Selling Your Home Without an Agent - Consumer ... in Annetta South, TX

Published Mar 23, 22
7 min read

I Need to Sell My House Fast, What Are My Options? in Annetta South, TX

In a big hurry to sell your home? Even in today’s hot seller’s market where homes attract offers in as few as 16 days, it takes around 2-plus months to sell a house from list to close. And that doesn’t account for the weeks needed to clean, paint, and tidy up the property for its market debut.

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Thankfully, you do have options. For one, you could list your house with a top real estate agent who knows how to get your house sold in a snap. Alternatively, you could request a full cash offer through a platform like Simple Sale, slashing your closing timeline to 10 days or the move-out date of your choosing.

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Common reasons people need to sell fast Myles Daniel, a real estate investor in Greenville, SC, spoke with Home, Light about the types of challenges or situations that can require a fast sale. “Life can throw some crazy things at you sometimes,” he notes in his online bio. Indeed, as someone who needs to sell your house fast, you could be facing any one of these common scenarios where a lengthy sale process would cause enormous stress and financial strain.

Even if your mortgage company has initiated the foreclosure process, you can still sell your home independently prior to your scheduled auction date. But depending on how behind you are on payments, you may only have a month or two to get the job done before the house goes to the courthouse steps.

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Unfortunately, bad renters will easily turn an investment sour. In that case, it makes more sense to unload the property as soon as possible. It often makes no sense to hold onto a property you inherited, especially if you live far away. When you add up the costs of maintenance, utilities, and property taxes, the sooner you can sell this home, the better.

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Rather than let a problem like that fester and threaten your home’s structural stability over time, you could sell the house quickly to someone who can afford to address it. Keep in mind, though, that a large item such as foundation cracks will raise red flags in an inspection, resulting in a price discount.

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Even as remote work increases post-pandemic, many companies are still asking their workers to come into the office part-time. When you need to sell your house fast for a job relocation, the pressure of a start date and straddling two locations can make the process tricky. Selling your house can help you get a fresh start after a divorce.

As such, many people going through a divorce are looking for a fast way to sell their home and move onto the next chapter. Water intrusion and flooding inflict catastrophic damage on a home, and a home with a history of water damage can be harder to sell. It’s also expensive to fix, with the average water damage insurance claim totaling $7,000.

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Similar to water damage, destruction caused by a fire is difficult and costly to undo. A decent fire will destroy your home down to the ductwork and Sheetrock. Without adequate homeowners insurance or the upfront money to make repairs, the only type of buyer willing to take on your property may be an investor who can pay cash and plans to gut it.

Whatever the case, you can either pursue an off-market sale with a cash buyer, or, depending on your level of flexibility, sell on the open market with a few shortcuts worked in. Let’s explore each avenue. Option 1: Request an all-cash offer for your home When you sell a home, two steps tend to be the most time consuming: In a hot market, homes naturally sell fast.

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But in a regular year, your typical days on market could be more like 35-40 days. A house in rough condition will also take longer than average to sell. A traditional buyer who’s planning to live in the home will prefer that it be move-in ready, and they may need the property to meet certain standards for it to pass the appraisal.

Meanwhile, data from Ellie Mae indicates the average purchase loan took an average 49 days to close as of April 2021. Even if you do zero home prep and attract a buyer in record time, you can’t speed up this closing timeline so long as there is lender involvement. This is why, as they say, “cash is king.” Selling your house to a cash buyer effectively eliminates both of these weights that would otherwise slow you down.

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However, you can take much of the uncertainty out of the process by working directly with an operation that buys houses for cash. How does selling for cash work? Usually it goes something like this: You skip the song-and-dance of staging your home to impress, and go straight to requesting a cash offer.

The buyer you’re working with determines what they’re willing to pay, perhaps based on a quick home tour or by looking at photos. You review their price and terms, and decide whether you’d like to accept. Some cash buyers will still require an inspection, and negotiate with you over repairs.

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For further details, we recommend reviewing our complete guide on the process of selling your house for cash. Who buys houses for cash? Some cash buyers you’ll encounter are large house-buying companies that either flip or rent out homes at scale. Others are mom-and-pop investors who only purchase a few homes per year.

Keep in mind: Over the past 40 years, cash buyers have paid 12% less on average than a buyer getting a mortgage. So you’ll need to decide whether the trade-offs are worth a potentially discounted price. Here are a few signs that would indicate your house would be a good candidate for a cash buyer: Even if your house isn’t in great shape, your location may sell itself.

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Landlords could be eyeing your home as the next property for their portfolio. Check out what similar properties in the area are commanding for rent and consider whether you’re located near any hotspots for renters like universities or shopping. In markets like Phoenix, Raleigh, Atlanta, Charlotte, and San Antonio, tech-enabled real estate companies called i, Buyers purchase homes in decent condition using algorithmic pricing.

They won’t buy a teardown, but that also means they’re likely to offer a better price. Where can you get a cash offer? Not sure how to find a cash buyer in your market? If you’re looking for a fast, easy home sale, we’d recommend our Simple Sale platform. Through Simple Sale, Home, Light provides you with an all-cash offer for your home.

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In addition, we’ll compare your Simple Sale cash offer against an estimation of what you could realistically fetch on the open market with the help of a top agent, so you can make an informed decision while weighing your selling priorities. Work with a top agent to speed up your sale Maybe you need to sell fast but don’t love the idea of sacrificing any of your home value to do it.